Privacy Policy

At Better Life Financial Group (“Better Life”, “we”, “our”, or “us”), we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, share, and protect your information in accordance with the Health Insurance Portability and Accountability Act (HIPAA), Centers for Medicare & Medicaid Services (CMS) regulations, and other applicable federal and state laws.

Effective Date: July 2025

1. Information We Collect

We may collect the following types of personal information:

• Through our website: Your name, phone number, email address, and ZIP code.

• During phone calls or consultations: Additional details necessary to provide you with accurate insurance or financial service options, which may include sensitive health or financial information.

2. How We Collect Information

We gather personal information through:

• Online forms: When you submit your details on our website.

• Phone conversations: When you speak with our licensed representatives.

• In-person meetings or events: During scheduled consultations or community outreach.

• Cookies and tracking tools: To enhance the functionality and performance of our website.

3. How We Use Your Information

We use your information to:

Provide tailored insurance or financial product recommendations.

Assist with plan enrollment or other service requests.

Communicate with you about your needs, options, and account.

Meet legal, regulatory, and compliance requirements.

4. Sharing of Information

We do not sell or rent your personal information. We only share it when:

• You elect to enroll in an insurance or financial product, and we must provide relevant information to authorized carriers or partners to complete your application.

• Required by law, court order, or applicable government regulations.

5. Your Consent

By submitting your information on our website or speaking with a Better Life representative, you consent to:

Being contacted by Better Life Financial Group regarding your insurance or financial options.

The collection and use of your information as described in this policy.

You may withdraw your consent at any time by contacting us at [email protected] or calling +1 (786) 977-2844.

6. Data Security

We take appropriate administrative, technical, and physical measures to protect your personal information from unauthorized access, use, or disclosure.

7. Your Rights

You have the right to:

Request access to the personal data we maintain about you.

Request corrections to inaccurate or outdated information.

Withdraw consent for the use of your personal data.

To exercise your rights, contact us at [email protected]

8. Data Retention

We retain your personal information only as long as necessary to fulfill the purposes stated in this policy, or as required by applicable law or regulation.

9. Changes to This Policy

We may update this Privacy Policy periodically. All updates will be posted on this page with a revised “Effective Date.” We encourage you to review it regularly.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact:

Better Life Financial Group

Phone: +1 (786) 977-2844

Email: [email protected]